Thursday, May 15, 2014

Smart Money, Smart Kids: Raising the Next Generation to Win with Money

By: Dave Ramsey and Rachel Cruze

Dave Ramsey teamed up with his daughter to write this practical guide on how to raise financially responsible children.  They provide many guidelines for teaching children beginning at age three.  Rachel also provides insight into her personal experiences growing up in the Ramsey household.  While this dynamic duo provides guidelines and processes they also emphasize balance.  Rules are good but there are certainly times where exceptions should be made.  During these times parents have the opportunity to model grace to their children.  You will find an example of this when Rachel gets married and needs additional money. 

I have been a Dave Ramsey fan for years.  I find this book to be full of a lot of great ideas that will certainly come in handy while raising children.  While everyone has a different parenting style, I believe this book offers a good foundation for teaching children about money.  The ideas provided can be used as discussed or modified to fit your household.  I enjoyed the addition of Dave’s daughter to this book as she was the main voice.   It was interesting to hear her perspective.  From what I read in this book, I respect the Ramsey’s for how they raised their children.  Although Dave and his wife have money, they did not pave an easy road for their children to travel upon.  I would definitely recommend this book to others who are interested in ideas on how to raise smart-money children.

Disclosure of Material Connection: I received this book free from the publisher through the BookLook Bloggers <> book review bloggers program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255 <> : “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

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